Health

The health plan issued by China Continent Property & Casualty Insurance Company (CCIC) is the first comprehensive employee benefit program in China. The purpose of the health insurance plan is to provide employees/individuals with a facility for recovering costs of necessary medical care, up to US $1,000,000 per person per year.

Summary of Benefits

 Ø US$1,000,000 annual maximum per person. No lifetime limit 
 Ø Coverage for both outpatient care and hospitalization
 Ø Emergency medical evacuation and air transportation
 Ø Prescription drugs benefit
 Ø Catastrophic illness (Cancer, Stroke, Heart Attack, Organ Transplant, Coronary
            Artery Disease and Peripheral Vascular Disease)
 Ø Maternity and Infant Care benefits
 Ø Mental health coverage
 Ø Repatriation and Hospice Care
 Ø Therapy 
 Ø    AIDS/HIV coverage (if not a pre-existing condition)

Geographic Coverage Options

 Ø        Worldwide coverage: covers you in any country in the world, including the U.S.
             and Canada
 Ø        International coverage: covers you in any country in the world, except the U.S.
             and Canada; 20% co-pay in HK, the U.K., Switzerland and Singapore; Full 
             coverage in all other areas.
 Ø International Plus coverage: International coverage + Emergency coverage in 
            the U.S. and Canada
 Ø Greater China coverage: covers you in Mainland China, Hong Kong, Macau and
            Taiwan (Only available for mandatory groups of over 20 employees, with some 
            limitations in Hong Kong) 
 Ø Greater China Plus coverage: Greater China coverage + Emergency coverage 
            outside of Mainland China, Hong Kong, Macau and Taiwan (Only available 
            for mandatory groups of over 20 employees, with some  limitations in
            Hong Kong))